Truck Financing and Insurance



Finance With Truck Financing Specialists




Financing is an Added Value Option


* Saves you time and money --- one-stop shopping
* Conserves bank lines of credit
* Helps you avoid high, up-front cash outlay

When you consider your bottom line, selecting the right financing source can be just as important as selecting the right equipment. An experienced finance specialist is available in each of our locations with immediate access to established sources that understand the industry and the value of your purchase. Let a professional assist you in structuring financing tailored to meet your needs.


Insurance Peace of Mind

Our insurance professionals are here to help you decide which insurance coverage options are right for you. Truck Enterprises offers competitive pricing for Owner/Operators and Fleets with a wide range of products.


Physical Damage Insurance: Immediate coverage with competitive rates and a range of deductibles make our physical damage insurance an attractive option. In-contract premium financing or other convenient payment plans specifically designed for both fleet and non-fleet customers are available.


GAP Insurance: In the event of a total loss, this supplemental product covers the potential short fall between your Physical Damage insurance pay-out and your remaining loan balance. This product covers loans up to $150,000 with terms up to 84 months. For a nominal premium, this insurance will cover a "GAP" claim up to $50,000.


Non-Trucking Use: "Bob-Tail" Insurance coverage available to physical damage policyholders. Most companies require owner/operators to carry this coverage and we offer competitive rates through a carrier rated "A" by A.M. Best. Direct billing or annual policies available.


Truckers' Liability: Coverage available for bodily injury or property damage that arises from a covered accident. Tailor a package to your needs while choosing policy limits up to $1,000,000. Coverage can be selected to fit your operation — local, intermediate, or long haul.

Accidental Downtime: Know your truck and trailer payments will be taken care of for up to four months per year if your equipment is down for accident-related repairs. Protection available exclusively to physical damage policyholders.



Cargo: Standard Named Perils or Special Broad Form protection. You can customize a package to fit your needs by adding a number of options.


For any questions on insurance or to obtain a tailored quote that suits your needs, call the insurance professional at the dealership nearest you.

For an immediate financing or insurance quote without obligation, contact:



Click here to submit a credit application online

Truck Enterprises, Inc. Harrisonburg
Cindy Barnes, F&I Manager
800-296-8782

Truck Enterprises Richmond, Inc.
Jeff Daly, F&I Manager
800-296-7092

Truck Enterprises Roanoke, Inc.
Cindy Barnes, F&I Manager
800-296-8782

Truck Enterprises Hagerstown, Inc.
Kim Smith, F&I Manager
800-301-8785

Truck Enterprises Chesapeake, Inc.
Georgena Bateman, Administrative Assistant
800-575-8782

Truck Enterprises Keyser, Inc.
Cindy Barnes, F&I Manager
800-296-8782

Truck Enterprises Lynchburg, Inc.
Jeff Daly, F&I Manager
800-296-8782

Truck Enterprises Manassas, Inc.
Kim Smith, F&I Manager
800-301-8785